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EFFECTIVE DATE 01-11-2014

LOAN RATES

(All loan rates are subject to change)

 

Percentage Loaned

Interest Rate

Length of Loan

New Cars-Trucks

100%

1.99 APR

Up to 72 months

Used Cars-Trucks

2012 & newer

80%

1.99 APR ^^

Up to 60 months

   2008-2013

80%

3.49%-5.49 APR

Up to 48 months

2007 & older

67%

3.49%-5.49 APR

Up to 36 months

 

SHARE SECURED

  Up to three years

100%

1.99 APR

Up to 36 months

SIGNATURE LOAN^^^

Beacon Score 650 - 700

10.00 APR

Up to 36 months

Beacon Score above 700

8.00 APR

Up to 36 months

Home Equity^  

     Closed-end-Fixed rate

 80%

 4.25 APR

Up to 60 months 

Under Construction!!

 ^ Maximum amount loaned not to exceed 80% - including current mortgages.

   ^^For qualified borrowers

     ^^^ $1500 maximum loaned.  Limit of one signature loan per member at any one time.